What you can do:
At the Centre for Dentistry, we have taken
a hard stand against managed care since its inception. We have worked diligently
to educate our patients to the pitfalls of a system that allows the insurance
carrier to dictate care.
Everyone knows that insurance companies
are in business to make (lots of) money. They have never made as much
money as they are making under managed care. At who's expense? The health
care provider, and the patient.
There is a backlash coming. Employees are
going to resent the fact that the level of care they are entitled to
is no better than that of a Medicaid recipient. Physicians are going
to be
sued at record rates because they are not treating patients to their
best ability, but rather are governed by their bottom lines.
As you
are probably aware, or have seen from
the information on our Web site, dentistry has come a long way in the
past 20-30 years. Managed care seeks to turn back the calendar to
1955. There will be little to gain (for the practitioner) to help patients
keep
their teeth. Reimbursements are the same under managed care, whether
you perform just the most cursory of exams and cleanings, or perform
extensive
dentistry.
Dentistry did not need cost-containment
by the insurance industry. Insured patients were always limited in terms
of annual maximums, co-pays (often substantial for major treatment), and
deductibles.
The dental profession, unlike our medical colleagues, recognized that the costs involved in lowering our standards of care were far greater than dollars and cents. Dr. Markus continues to work hard to educate patients on the options that they have when seeking dental care.
What can you do?
- Let your employers know that you do not want
your freedom of choice taken away from you when it comes to dentistry.
- Let your coworkers know that you get what you pay for, and managed
care is the least expensive type of health insurance there is.
Be aware that many states have laws which
require employers to offer alternatives to managed care. In New Jersey,
any business with more than 25 employees are so required.
|